GREENFIELD, M.A. (Franklin County Now) —Holiday spending has a way of shining a spotlight on money stress — sometimes brighter than the tree lights themselves. In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim gently unpacks the Four Levels of “Stuck” people face when their finances feel tight. Whether you’re just hitting a “GPS recalculating” moment or staring down a full-blown “couch stuck in the doorway” crisis, this conversation offers calm, practical reassurance that you’re not alone and you’re not beyond help.
Dr. Rahaim’s approach is real, relatable, and judgment-free. She talks through what different kinds of “stuck” look like — from small course corrections all the way to situations where bankruptcy feels like the only option — and shares how everyday people find their way back to stability. You’ll even hear how one business owner, who made too much to qualify for bankruptcy, used the HUG Your Money™ system to climb out of debt completely in about five years. It’s a reminder that no matter where you start, forward is possible.
Below is the embedded episode, filled with hope and clarity for anyone feeling squeezed this season.