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Financial Fitness with The Money Doctor
HUG Your Money, created by Frances Rahaim, Ph.D., (The Money Doctor) is financial wellness reinvented — a patented system that guides people through real-life financial decisions with clarity and confidence. It helps users eliminate debt, master their budget, and plan for their future with private, 24/7 support that goes far beyond typical tools.

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Financial Fitness - Infertility
Financial Fitness with the Money Doctor
9 months ago
Fertility, Finances & Emotional Strength: Part 2 Offers Real-World Strategies for Moving Forward | Financial Fitness

In the second half of their discussion, Dr. Frances Rahaim and Dr. Kucherov explore treatment options, emotional resilience, and practical ways to manage fertility costs without sacrificing future goals. A hopeful, down-to-earth guide for anyone navigating the financial and emotional sides of fertility care.

Financial Fitness - Teacher Pension
Financial Fitness with the Money Doctor
9 months ago
Understanding MTRS: What Teachers Need to Know to Protect Their Pension and Spot Look-Alike Sites | Financial Fitness

Dr. Frances Rahaim breaks down how the Massachusetts Teachers’ Retirement System really works, what MTRS can and cannot do, and how educators can avoid misleading “retirement” sites. A clear, empowering guide for teachers looking to protect their pensions with confidence.

Financial Fitness - Infertility
Financial Fitness with the Money Doctor
9 months ago
Fertility, Feelings & Finances: Part 1 Explores What It Really Takes to Build a Family | Financial Fitness

In Part 1, Dr. Frances Rahaim and Dr. Kucherov discuss treatment timelines, emotional ups and downs, and how proactive financial planning can transform the family-building journey from stressful to manageable.

Understand infertility with Financial Fitness
Financial Fitness with the Money Doctor
10 months ago
Understanding Fertility, Finances & Hope: Guiding Families Through the Journey | Financial Fitness

Dr. Alexander Kucherov of Illume Fertility joins Dr. Frances Rahaim to explain the modern fertility journey, from lifestyle steps to IVF options. Learn what to expect, how to access financial assistance, and ways to work with insurance to make fertility care more manageable for individuals and couples of all kinds.

Financial Fitness with the Money Doctor
11 months ago
The Treasure of teaching kids about money, with Pablo the Pirate Cat! Financial Fitness

Pablo the Pirate Cat teaches money smarts with heart! In this playful Financial Fitness with The Money Doctor video, Dr. Frances Rahaim introduces a cartoon adventure that helps families talk about saving, spending, and financial confidence with joy — turning tricky money lessons into treasure-filled fun.

Financial Fitness with the Money Doctor
11 months ago
Level Up Your Money: Financial Fitness for Young Teens | Financial Fitness

In this inspiring episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim helps young viewers (11–15+) understand how to build strong money habits, make smart saving choices, and feel confident about their financial future — with friendly, real-world advice that makes financial learning fun and empowering.

Financial Fitness with the Money Doctor
11 months ago
Dr. Frances Rahaim Makes Money Easy and Fun for Teens | Financial Fitness

Financial Fitness with The Money Doctor: Dr. Frances Rahaim empowers teens and families to understand money with confidence in this upbeat guide to financial basics — perfect for ages 11–15 and beyond.

Securing a car loan before you shop for your next vehicle is important
Financial Fitness with the Money Doctor
12 months ago
Car Buying Smarter: Should You Buy New, Lease, or Buy Used? | Financial Fitness

In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim breaks down the pros and cons of buying new, leasing, or buying used — so you can make confident, informed decisions that fit your finances without stress.

Financial Fitness with the Money Doctor
1 year ago
Gen Z-ers’ Path to Success | Financial Fitness

Feeling crushed by student debt, social pressure, and the unspoken stress of “keeping up”? In this episode of Financial Fitness with The Money Doctor, Senator Michael D. Brown and Gen Z changemaker Liberty Jones get honest about burnout, money anxiety, and how young adults can start taking back control—without shame or overwhelm.

Financial Fitness with the Money Doctor
1 year ago
How the Fed, Interest Rates & the Debt Ceiling Impact Your Money | Financial Fitness

In this video, Dr. Frances Rahaim, “The Money Doctor,” walks through how decisions by the Federal Reserve and debates over the national debt ceiling influence interest rates, consumer debt costs, and everyday financial planning. She offers simple, practical guidance to help you understand the economy’s moves — and make choices that protect your financial health.